Your World Bank dental plan works at DC Dental Spa. Headquarters staff have dental coverage through Cigna Dental as part of the Medical Insurance Plan (MIP), and the plan pays toward care at any licensed dentist you choose.
DC Dental Spa files the claim with Cigna for you. The office is in Foggy Bottom, a 12-minute walk from IMF HQ1 and 15 minutes from the World Bank main complex, with free patient parking and appointments starting at 7 am.
IMF staff can use the same process, with the claim sent to your IMF plan.
Call (202) 333-9282 to book.
Book a free consultationKey Highlights
- World Bank Group staff at headquarters can use their Cigna Dental coverage at any licensed dentist, including DC Dental Spa.
- DC Dental Spa files your claim with Cigna, and Cigna pays its share back to you.
- For exams and cleanings, Cigna pays 80% of its allowed amount with no deductible.
- Gum treatment and oral surgery have no yearly cap, and the $3,200 yearly maximum for other care resets January 1.
- The office is a 12-minute walk from IMF HQ1, has free patient parking and opens at 7 am.
- Your first consultation with Dr. Hoang is free, and you'll know the cost of every option.
In this article
- Can World Bank staff use their dental plan at DC Dental Spa?
- What your World Bank dental plan pays
- How close DC Dental Spa is to the World Bank and IMF
- Dental care for IMF staff
- How to use your dental benefits this year
- Dental care around missions and home leave
- Dental care for the whole family
- Your first visit
- World Bank and IMF dental FAQ
Can World Bank staff use their dental plan at DC Dental Spa?
Yes. Your MIP dental plan pays toward care at any licensed dentist, and that includes DC Dental Spa.
DC Dental Spa is a fee-for-service office and doesn't join PPO networks. That means an insurance company doesn't set the fees or decide how long your visit lasts.
Here's how a visit works with your plan:
- Bring your Cigna Dental card to your appointment.
- Pay for your visit at the office.
- DC Dental Spa sends the claim to Cigna Dental.
- Cigna pays its share back to you.
Want to know what you'll pay first? At your free consultation, you'll hear your options and the cost of each one.
What your World Bank dental plan pays
At a fee-for-service office like DC Dental Spa, Cigna pays 80% of its allowed amount for covered care. Cigna sets that amount at the 80th percentile of what dentists in the area charge.
Here's what the 2026 MIP dental plan pays at DC Dental Spa:
| Type of care | Cigna pays | Yearly limit |
|---|---|---|
| Exams, cleanings, X-rays, and fluoride | 80%, no deductible | Counts toward $3,200 |
| Fillings, root canals and simple extractions | 80% after deductible | Counts toward $3,200 |
| Crowns, bridges and dentures | 80% after deductible | Counts toward $3,200 |
| Gum treatment | 80% after deductible | No limit |
| Oral surgery for impacted teeth | 80% after deductible | No limit |
| Implants, when 4 or more teeth are missing from the arch | 80% after deductible | No limit |
| Orthodontics, including Invisalign | 80% after deductible | $2,400 lifetime maximum |
The limits to know:
- Deductible: $250 per person and $500 per family each year, waived for exams and cleanings
- Yearly maximum: $3,200 for exams, cleanings, fillings, crowns, and other basic and major care, and it resets January 1
- Visits: two exams and four cleanings a year
Let's do the math on a first visit together. The $125 new patient visit covers an exam, cleaning, X-rays, and fluoride for patients without gum disease. If Cigna's allowed amounts cover the full $125, the plan pays $100, and you pay $25.
You pay any part of a fee above Cigna's allowed amount. For larger treatment, CareCredit and Sunbit can spread the cost into monthly payments.
How close DC Dental Spa is to the World Bank and IMF
DC Dental Spa is at 730 24th St NW, Suite 9, between G and H Streets.
| From | Address | Walk to DC Dental Spa |
|---|---|---|
| Foggy Bottom-GWU Metro | Blue, Orange and Silver lines | 7 minutes (0.3 mile) |
| IMF HQ1 | 700 19th St NW | 12 minutes (0.5 mile) |
| IFC headquarters | 2121 Pennsylvania Ave NW | 13 minutes (0.6 mile) |
| IMF HQ2 | 1900 Pennsylvania Ave NW | 14 minutes (0.6 mile) |
| World Bank main complex | 1818 H St NW | 15 minutes (0.6 mile) |
From IMF HQ1, it's close to a straight walk west along G Street.
- Parking: four free parking spaces for patients in the lot behind the building, with the entrance on Virginia Ave NW
- Early visits: appointments from 7 am
- Emergencies: the office holds time for same-day emergency visits
Dental care for IMF staff
IMF staff and their families have the IMF Medical Benefits Plan. Bring your plan card, and DC Dental Spa files the claim with your plan for you.
IMF HR can tell you the three things that shape your cost:
- What the plan pays for a dentist outside its network
- The deductible, and whether it applies to cleanings
- The yearly maximum
How to use your dental benefits this year
MIP dental benefits run on the calendar year, so your deductible and $3,200 maximum start over on January 1.
- Use your cleanings and exams. You get four cleanings and two exams a year, and Cigna pays 80% with no deductible.
- Split big treatment across two years when it's safe. Spreading crowns or a bridge across December and January lets two years of the $3,200 maximum apply. Dr. Hoang will tell you which work can wait.
- Know which care has no cap. Gum treatment and oral surgery have no yearly or lifetime maximum, and neither do implants when four or more teeth are missing from the arch.
- Use the orthodontic benefit. Invisalign is covered at 80% after the deductible, up to a $2,400 lifetime maximum, and adults qualify along with covered dependents.
- Ask about the Oral Health Integration Program. If a doctor is treating you for a condition such as diabetes or heart disease, or you're pregnant, Cigna may reimburse your coinsurance on certain dental care. Register on myCigna first.
Dental care around missions and home leave
Long flights can set off pain in a tooth that already has a problem. Dentists call it barodontalgia, and it affects 0.26% to 2.8% of air passengers, aircrew, and divers.
A review of the research advises holding off on flying until all needed dental treatment is finished.
- Book your checkup with your travel dates in mind.
- Finish open treatment, such as a pending filling, root canal, or crown, so you don't fly with temporary work.
- Mention any sensitivity to cold or biting while you're still in DC.
If a tooth breaks or starts hurting, the emergency exam is $160 and includes an X-ray and treatment to ease the pain.
Dental care for the whole family
Your MIP plan can also cover your spouse or partner and your dependent children, so the whole family can see one dentist.
- Kids: children's dentistry with checkups, cleanings, and fluoride
- One office: Dr. Hoang refers out fewer than 2% of cases
- Nervous patients: twilight sedation is available
- Languages: Dr. Hoang speaks English and Vietnamese, and team members speak Spanish and other languages
Your first visit
There are two easy ways to start:
- Free consultation: sit down with Dr. Hoang, talk through what you want to fix or change, and hear your options and what each one costs. There's no fee and no obligation.
- $125 new patient visit: an exam, cleaning, X-rays, and fluoride for patients without gum disease.
For bigger cases, you'll see three treatment plans (basic, middle, and premium) with the cost of each, and you choose.
Bring your Cigna Dental or IMF plan card, plus your travel dates so treatment fits around your missions.
Call (202) 333-9282 to book.
Book a free consultationWorld Bank and IMF dental FAQ
Can World Bank staff see any dentist?+
Yes. The MIP dental plan through Cigna Dental pays toward care at any licensed dentist. At a dentist outside Cigna's network, the plan pays 80% of its allowed amount, with no deductible on exams and cleanings.
How do I check my Cigna Dental benefits?+
Log in at myCigna or call Cigna Dental's World Bank line at 1-855-924-3368 (1-855-WBG-DENT). Either one can tell you how much of your deductible and yearly maximum you've used.
Do I have to file the dental claim myself?+
No. DC Dental Spa files it with Cigna Dental for you. For a dentist you saw on mission outside the US, email the claim to WBGnonUSDentalclaims@cigna.com, one of the World Bank's dental claims contacts. Claims are due by December 31 of the year after your visit.
Does the World Bank dental plan cover implants?+
Yes, at 80% after the deductible with no yearly or lifetime maximum, when four or more teeth are missing from the arch. For a single tooth, call Cigna Dental to confirm, or ask about the $4,399 implant special for new patients, which includes the implant, abutment and crown and can't be combined with insurance.
Does the World Bank dental plan cover Invisalign?+
Yes, under the orthodontic benefit, at 80% after the deductible up to a $2,400 lifetime maximum. You can also compare it with the $4,899 Invisalign special for new patients, which can't be combined with insurance.
What dental insurance do IMF staff have?+
IMF staff and their families are covered by the IMF Medical Benefits Plan. IMF HR has the dental terms, and DC Dental Spa files the claim with your plan for you.
Is there a dentist near the World Bank with free parking?+
Yes. DC Dental Spa at 730 24th St NW has four free patient parking spaces behind the building. It's a 15-minute walk from the World Bank main complex and 7 minutes from the Foggy Bottom-GWU Metro.
About Dr. Rex Hoang, DMD
Dr. Rex Hoang, DMD is a general dentist and the owner of DC Dental Spa in Foggy Bottom, Washington, DC. A University of Pennsylvania dental graduate, Dr. Hoang has practiced in DC since 1990. Implants, gum disease treatment, root canals, extractions, and cosmetic work all happen in the same office, and fewer than 2% of cases are referred out. Dr. Hoang holds fellowship training in implant and laser dentistry, is a member of the American Dental Association, and completes 70 to 80 hours of continuing education every year.
Content reviewed by Dr. Rex Hoang, DMD. This article is for general information and does not replace an in-person dental examination.
